Diesel vs. Gas Engine; Does it Make a Difference for Car Insurance?

Are you in the market for a new car or truck and wondering if you should purchase a vehicle that has a diesel engine vs. one that had a gas engine?  When looking into options and expenses related to the type of vehicle you purchase, it is usually a good idea to contact your existing insurance company and ask them to give you a quote on the cost for the insurance for the vehicle you are looking to purchase.

If you are a first time vehicle/ insurance buyer, you will need to find an insurance company. No matter where you live in Florida, you can be certain that there are dozens of insurance companies in your area waiting and willing to do business with you. If the cost of insurance is a major decision in the type of vehicle you purchase, diesel vs. gas, you will want to get quotes on both to make comparisons according to https://floridainsurancequotes.net/auto-insurance/compare-auto-insurance-florida/.  Since not all insurance companies and policies are the same, you should request quotes from several different companies.  

When requesting a quote, you can contact the insurance companies directly or you can even find a website online that will allow you to fill out one form, submit it and receive quotes from multiple companies.  You will need basic information on yourself and any other drivers in your household so the insurance company can check your driving record and so they can also see if you have had any previous accidents or claims.  You should be prepared to give them your driver’s license numbers, ages, DOBs and possibly your SSNs. You will also need to provide information on the vehicles you want quotes; year, make, model and VINs. The insurance company will be able to tell the type of vehicle they are quoting, diesel vs. gas, by the VIN.  

Once you start receiving your insurance quotes here, you will want to look over them carefully.  Each vehicle you had quoted will be listed on the quotes you receive. You should be able to see how much each vehicle would cost and this should help you to determine which vehicle will have the cheaper insurance, diesel vs. gas.  There isn’t a general rule of thumb to answer whether a diesel engine or gas engine is cheaper on insurance. The only true way of knowing is to get quotes on them.